🛡️ Why AML Checks Matter – And How Mannleys Makes It Easy with Lifetime Legal

Buying or selling a home is one of life’s most exciting milestones—but we know that it can also feel overwhelming at times, especially when it comes to the paperwork. One of the most important steps in the process is the AML check—and no, it’s not just red tape for the sake of it!

At Mannleys Sales & Lettings, we work with Lifetime Legal, a trusted partner who carries out Anti-Money Laundering (AML) checks on our behalf. This means your identity verification and background checks are handled securely, efficiently, and in line with the latest legislation—keeping your move smooth, and your transaction safe.

🔍 So, What Is an AML Check?

AML stands for Anti-Money Laundering, and it refers to legal procedures in place to prevent criminals from using property transactions to “clean” illegal money.

According to Gov.uk, this could include:

Buying property with the proceeds of crime

Using complex company structures to disguise ownership

Attempting to reclaim illegitimate payments through estate agencies

Committing mortgage fraud

Setting up ghost lettings (properties listed but not actually let or occupied)

🏡 Why Are AML Checks So Important?

It’s the legal responsibility of estate agents like Mannleys to carry out AML checks to protect the property sector—and you—from becoming a target.

These checks help us:

✅ Confirm your identity

✅ Check the source of your funds

✅ Identify if you’re classified as a PEP (Politically Exposed Person), which may require enhanced due diligence

✅ Ensure your transaction is legitimate and risk-free

While the chances of encountering criminal activity during your property sale or purchase are low, AML checks help protect everyone in the chain—and keep property transactions trustworthy and secure.

📲 How Do We Carry Out AML Checks?

We’ve made the process as easy as possible for our clients. Rather than asking you to visit our office with piles of paperwork, we’ve partnered with Lifetime Legal, who carry out AML checks digitally and securely.

Here's what you'll typically be asked to provide:

Photographic ID – such as a passport or driver’s licence

Proof of address – a recent utility bill or bank statement (dated within the last 3 months)

All of this can be done online with a few simple steps. It’s quick, convenient, and part of how we work to keep your move on track.

Please note: There is an administration fee for this service.

🔁 Will You Need to Do This More Than Once?

Yes – and that’s completely normal! You’ll be asked for similar ID documents again by your solicitor once your offer is accepted and the conveyancing process begins. While it may feel like overkill, each party in the process is required to complete their own AML checks to stay compliant with the law.

🏠 Ready to Start Your Move?

If you’re planning to buy or sell, understanding what’s required upfront will make everything easier. Our friendly team is here to guide you through every step—AML checks included.

✅ Curious what your home is worth?

Get a free instant online valuation in just 60 seconds at mannleysproperty.co.uk

✅ Have questions about AML or your property journey?

Contact our team—we’re here to help with no pressure and no jargon.

📞 01952 245064 | ✉️ sales@mannleysproperty.co.uk

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